How much can you save with RNOR status?
Move through the questions below and we’ll turn your answers into a clear RNOR window, tax estimate, and recommendation.
1. Where are you currently based?
Different countries have different RNOR exit rules and double-taxation treaties with India
2. How many years have you been a non-resident of India?
This is the most critical input - it shapes your likely RNOR window length
3. When are you planning to move to India?
Pick both year and month so we can model the RNOR start date more cleanly
4. What best describes your employment situation after moving?
Determines which income streams are affected by RNOR
5. Do you have unvested RSUs (Restricted Stock Units)?
RSU vesting timing relative to your RNOR window can save enormous amounts
6. Do you have a 401(k) or other US retirement account?
Withdrawals from 401(k) after you move need treaty-aware planning
7. Do you earn rental income from US property?
Foreign rental income during RNOR is tax-free in India
8. Do you have US investment accounts with dividends or capital gains?
US-sourced dividends and gains during RNOR are not taxed in India
9. Do you have an NRE account in India?
NRE accounts are the primary vehicle for tax-efficient money transfers during RNOR
10. Have you planned how RNOR will be reviewed and reported in your Indian tax return?
RNOR is based on stay history under India tax residency rules, not a separate application.